Home insurance in the US

Maybe you do not know that...

in the United States it is common practice to secure one's own home. These insurances, called homeowner's insurance also called HOI, apply to private residences. The insurance may include structural damage, damage from catastrophic events, damage to people and / or property that is located inside the home.

Obviously it is difficult to talk about prices, because the variables are so many. Surely the more "dangers" we want to ensure, the greater the cost of insurance.

When you take out insurance for the home you have to be very careful about the economic evaluation of the property. In fact, houses are often underestimated, which means that in the event of an accident the owner would receive much lower compensation than he deserves.

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